It's time to enjoy peace of mind with Global health insurance

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Global Health Insurance

Global coverage in your health insurance plan is a vital addition that provides for medical treatment overseas. A medical cover such as this can be a lifeline in case you are diagnosed with a medical condition that requires treatment and healthcare services in another country. A global cover will enable you to take care of your healthcare costs in a country of your choice in line with the Policy taken. Global health coverage gives you peace of mind during difficult times, ensuring that you can access quality healthcare facilities in another country without having to worry about costs.

A Global Health Insurance cover is like a passport that enables you to travel overseas and get the medical treatment you deserve without compromising your health and well-being. Knowing that you have access to the best medical facilities from anywhere in the world gives you peace of mind and assurance for the future.

A global healthcare insurance policy provides more than just financial security! It connects you to a network of hospitals per-screened by your insurance provider, ensuring you receive only the best medical care. These Global Health providers have contact helplines that help you plan for your medical treatment as well as get you the best available advice in case of an emergency.

A global health insurance plan operates in the same way that a domestic health insurance plan does. If you require treatment in any of the countries covered under the plan, you can make a claim to have the cost of your medical expenses covered. The primary goal of policies such as these is to provide you with financial security during a medical emergency, when you need it most whilst connecting you with reputed and highly sought-after medical services around the world.

There is no time like the present to plan for your and your family’s future. Live stress-free with the assurance that you have gained access to some of the best medical professionals and healthcare facilities around the world through the global health plan.

Common diseases in Sri Lanka

The diseases listed below are very common in Sri Lanka and are the leading causes of death in the country;

Coronary artery disease
Kidney disease

If you or a loved one suffers from any of these diseases, how will you handle an emergency situation that may occur? Now with a global health policy, you can have the best medical attention without having to stress about the costs.

The benefits of global health insurance

Insurance companies that offer global health policies provide a variety of options that are highly customization to your specific needs. The primary goal of these policies is to provide you access to high-quality private health care without worrying about finances. There are many other benefits to getting a global health policy, such as:

  • The ability to enjoy cashless medical claim facilities from around the world through registered hospitals.
  • The ability to select any hospital, clinic, or doctor you are comfortable with.
  • Worldwide coverage, including in your home country.
  • Both in-patient and out-patient medical care facilities.
  • Payments can be made in a range of currencies.
  • 24/7 emergency assistance and a helpline.
  • Evacuation, repatriation, and hospitalization services during an emergency.

How to select the right plan for you?

Different global health insurance plans offered by different insurers may have varying benefits and policies, so how do you choose the right one that suits your specific lifestyle and needs? Choosing a plan that suits your requirements and budget is vital which is why we recommend that you begin your search with an established insurance company with a strong foundation and good reputation when it comes to these types of policies.

This is where InsureMe comes in! We will help you get multiple quotes from highly reputable global insurers, so that you can compare the pros and cons of each side by side. If you have any budget constraints, you can even customize the plans according to what you need. While global healthcare policies are comprehensive in nature, you can customize certain benefits and deductible amounts to reduce the premium payable.

Even though the premium payable is a major consideration when choosing a suitable healthcare plan, simply choosing the insurer that offers the lowest price is not the way to go. There are many more considerations to make, such as the overall benefits offered etc. Keep in mind that your choice may cost you more if things do not go as planned or hoped. This is why choosing a policy on pricing alone is not the best way forward, but rather, choosing a policy that will meet all of your healthcare requirements when the need arises.

Here are some of the most reputed global health insurance providers in Sri Lanka.

Allianz Insurance Lanka Ltd
  • Global health covers starting from USD 800,000 up to USD 1.5 million per year
  • Access to the best global healthcare and medical services available.
    Pre-to-post hospitalization coverage that includes diagnosis and post-treatment care.
  • Tier-1 industry standards.
  • 24/7 emergency assistance.
  • Medical evacuation and repatriation facilities.
  • Globally networked through its own group as Allianz is one of the largest insurance providers in the world.
Fairfirst Insurance Ltd
  • Covers starting from USD 500,000 and available up to USD 1.5 million per year.
  • In-built full maternity cover including any complications in pregnancy.
  • Optional OPD, Dental & Vision care at an additional premium.
  • Pre-to-post hospitalization coverage (60 days to 90 days).
  • 24/7 emergency assistance.
  • Ability to get your policy irrespective of any existing medical conditions or a history of any such events for you or your family members (when purchased as a group)
  • Medical evacuation and repatriation facilities.
  • Globally networked reinsurance partner
Softlogic Life Insurance PLC
  • Four different plans to choose from (starting from USD 1 Mn up to 10 million cover).
  • Routine dental & vision treatment covered in the PRESTIGE Plan.
  • Ability to get your policy irrespective of any existing medical conditions or a history of any such events for you or your family members (when purchased as a group)
  • Ability to extend the cover for OPD benefits.
  • Ability to fix the premiums for 5 years upfront.
  • Cover for psychiatric treatment on selected plans.
  • Medical evacuation and repatriation facilities.
  • Globally networked reinsurance partner.

Customers can get the best Global Health services from any of the highly reputed insurance companies listed below through InsureMe by comparing the benefits each offer.

How easy is it to buy global health insurance online through InsureMe?

Getting your global health policy through InsureMe is as easy as 1,2,3! You only need to provide your basic information as below in order to proceed with a quote for your requirement

1. Name
2. Email address
3. Mobile number
4. Date of birth

With the above information, our experts will contact you with quotes from multiple insurance companies for you to choose from, according to your specific needs. If you are still unsure what to select, our experts will advise you on the best options available.

The quality of healthcare services varies from location to location, and gaining access to quality medical facilities from different medical institutions around the world can be both complicated and costly. Global health insurance provides you with the best way to care for yourself and your family in the event of a medical emergency that requires the best possible care.

Check out the options available today, and plan today for a better future!