If your luggage gets lost or stolen while traveling you may be able to claim the full value of what was in it. Some insurers however will require purchase receipts for these, and there may be certain time limitations for filing a claim.
Here's why you should never travel without travel insurance.
Peace of mind when you travel overseas with Travel Insurance online through InsureMe
Traveling overseas for leisure or business can be exciting, especially if you are traveling somewhere exotic or to a place you have never been to before. However, overseas travel is not without its risks; from losing your luggage to even falling ill while you are overseas, things can take a sour turn very quickly and turn all that excitement into worry and stress. This is why it is very important that you get proper travel insurance before you travel overseas.
Many people wonder whether the extra expense of getting travel insurance is actually worth it. The answer to this question will depend on what you are willing to lose when emergencies strike while you are on foreign soil. Whether it is financial loss, bodily injury or peace of mind, do you really want to stress out while you travel?
What is travel insurance and what does it cover?
A good insurance policy when traveling overseas will protect you against risks, damages and financial losses.These policies cover minor to major incidents,depending on the benefits offered by the policy you have taken.
Some of the risks and incidents covered by these policies include:
If your trip has to be cancelled at the last minute due to unforeseen or emergency situations, you may be able to claim the losses incurred by the cancellation.
If you are injured or fall ill while traveling, you may be able to claim the expenses incurred in terms of medical bills, hospitalization etc.
All policies also cover the expenses and losses incurred due to accidental death while traveling, which is paid out to the beneficiaries of the policy holder
No two travel insurance policies will be the same, and it is up to you to compare and choose the best policy offered by the insurer. With InsureMe this is a simple task, since we can get you multiple quotes to compare and choose at the click of a button.